The Old Age Security (OAS) scheme is essential to Canada’s social assistance system. It offers monthly reimbursements to qualified adults aged 65 and above.
The scheme continues to provide financial support in 2025, with specific qualification measures and booked payment dates. This article highlights important information concerning Old Age Security reimbursements, qualification conditions, and crucial updates for 2025.
Table of Contents
Old Age Security (OAS) Payment In 2025
The Old Age Security (OAS) provides monthly reimbursements to seniors, with sums differing depending on age and earnings. Below is a summary of the highest monthly reimbursement sums for 2025:
| Age Group | Highest Monthly Payment |
| 65 to 74 years | $727.67 |
| 75 years and above | $800.44 |
Note: These sums are based on earning thresholds and may be changed depending on personal events.
Qualification Measures For Old Age Security (OAS)
To be eligible for Old Age Security (OAS) benefits in 2025, people are required to satisfy the following measures:
- Age condition: Candidates must be at least 65 years old.
- Residency status: Candidates are required to be Canadian nationals or lawful residents at the period of request authorization.
- Residency period:
- Complete pension: Needs a minimum of 40 years of residency in Canada after 18 years old.
- Half pension: This is available for people with at least one decade of residency in Canada after 18 years, with the reimbursement sum changed proportionally.
- Earning thresholds: Old Age Security advantages are based on a recovery tax (the OAS clawback) for persons with higher earnings. For 2025, the clawback starts when yearly net earning surpasses $86,912, with advantages completely staged at higher earning levels.
Old Age Security Payment Dates For 2025
Old Age Security reimbursements are paid monthly, typically on the third-to-last working day of every month. Below is the schedule for 2025:
| Month | Date Of Payment |
| January | 29th January, 2025 |
| February | 26th February, 2025 |
| March | 27th March, 2025 |
| April | 28th April, 2025 |
| May | 29th May, 2025 |
| June | 27th June, 2025 |
| July | 30th July, 2025 |
| August | 28th August, 2025 |
| September | 29th September, 2025 |
| October | 30th October, 2025 |
| November | 27th November, 2025 |
| December | 22nd December, 2025 |
Note: These dates are subject to modifications; beneficiaries must confirm reimbursement dates via official pages.
If you enjoy this article, don't miss out on the valuable insights and information available in our other related posts:
Additional Advantages: Guaranteed Income Supplement (GIS)
The Guaranteed Income Supplement (GIS) offers additional financial assistance to low-earning adults getting Old Age Security. The highest monthly Guaranteed Income Supplement reimbursements for 2025 are:
| Marital Status | Highest Monthly GIS Payment |
| Divorced, single, or widowed | $1,086.88 |
| Common-law partner or married (both getting Old Age Security) | $654.23 each |
| Married or common-law partner (one getting Old Age Security) | $1,086.88 |
Application Procedure For OAS
Qualified persons must apply for Old Age Security benefits six months before their 65th birthday. Requests can be submitted online via the “My Service Canada Account” or by mail, with a concluded paper request, to Service Canada.
Some persons may be typically registered and will get a notification letter highlighting their qualifications and payment information.
Tax Effects
Old Age Security reimbursements are considered taxable earnings and are required to be reported on yearly tax incomes. Beneficiaries with higher earnings may be subject to the Old Age Security (OAS) recovery tax, decreasing the benefit sum. You should consult a tax expert to learn the tax effects of receiving OAS benefits.
Current Updates And Considerations
As of the current updates, there are no booked increases in Old Age Security reimbursement sums for the January to March 2025 quarter.
Reimbursements stay at the 2024 level, with adults between the ages of 65 and 74 receiving up to $727.67 monthly and people between the ages of 75 and above receiving up to $800.44 monthly. These sums are reviewed every six months and may be changed depending on changes in the Consumer Price Index (CPI).
The OAS scheme continues to play an important role in assisting Canadian seniors, offering monthly reimbursements to qualified individuals.
Knowing the qualification measure, payment sums, and application procedure is important for people reaching retirement age. Staying notified concerning updates and modifications to the program makes sure that beneficiaries get the assistance they are entitled to.
