Are you planning a trip to Mexico? If you drive there, you may want to review your vehicle insurance protection and see if you require additional coverage.
Your United States driver’s license is authentic in Mexico, based on the United States Department of State. However, your United States vehicle insurance policy likely does not protect you, your car, or your rental vehicle if you are involved in an accident in Mexico.
This is where Mexico car insurance for tourists can assist.
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What The Mexico Tourist Car Insurance Means
Mexico tourist car insurance is an auto insurance policy, different from your local policy, that assists in protecting United States and Canadian drivers in Mexico.
This policy reimburses medical bills and vehicle repairs if you are involved in an auto accident while driving your car with United States or Canadian plates in Mexico.
In Mexico, each party involved in an auto crash is required to offer evidence of authentic insurance or financial duty. Drivers are also required to have insurance from a Mexican firm.
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What Mexico Tourist Car Insurance Cover
- Bodily harm and theft: This kind of protection may assist in fixing or replacing your car if it is stolen or harmed in a collision, fire, hail, or falling objects. Protection caps depend on United States labor percentages.
- You trigger physical harm or property harm to others (up to $1,000,000). If you are discovered to be at fault for a vehicle crash, third-party liability protection assists in reimbursement for the other party’s medical costs or property harm.
- Medical reimbursements for you and your passengers. If you or the people in your car are wounded in a crash, this kind of protection may assist in reimbursement for medical bills and services such as X-rays or ambulance charges.
- Legal support: This protection may reimburse you for your lawful costs if involved in a car crash in Mexico. It may comprise legal representation and court expenses.
- Loan or lease payoff for a totaled new vehicle: This protection assists in paying off an underwater debt or rent on a car totaled in a protected claim. Gap protection assists in reimbursing the disparity between your vehicle’s depreciated worth and what you still owe.
- Roadside help: If your vehicle breaks down, roadside support assists you in reimbursing for services like towing, tire changing, or jump-starting a battery.
- Medical evacuation: If you are harmed in an auto crash, this protection may reimburse you for the costs related to emergency transportation to a clinic or treatment center.
Knowing that each protection has a cap, the highest sum your insurer will reimburse for a protected claim is crucial. Some protections have a deductible, which you reimburse out of pocket toward a protected claim. Protections on the Mexico tourist car insurance policy automatically possess low fixed deductibles.
Eligibility For A Policy
You may be qualified to purchase Mexico tourist car insurance if:
- You are above the age of 21 (an additional service charge is applied for younger drivers)
- You have an authentic United States or Canadian driver’s license
Mexico tourist car insurance expenses will differ depending on the duration of your stay and prospective other aspects that an agent can guide you through.
